EPC API for calling Electrum (17.1.0)

The Electrum EPC API for calling Electrum is an asynchronous API that allows Corporate Clients to participate in various nationally regulated payment schemes This document describes the operations exposed by Electrum for partners to consume in order to initiate outbound or respond to inbound payments.

Download OpenAPI description

epc-elpapi-redoc.json

epc-elpapi-redoc.yaml

Overview

URL

https://electrum.co.za

Electrum Support

support@electrum.co.za

License

proprietary

Servers

Mock server

https://docs.electrumsoftware.com/_mock/openapi/epc-cicd/epc-elpapi-redoc/

Payments API sandbox

https://example.com/path/payments/api/v1/

credit-transfer

Operations related to credit transfer transactions.

Operations

scheme-inquiry

Operations that are related to retrieving information from industry for a particular scheme.

Operations

request-to-pay

Operations which pertain to a request for payment from a creditor to a debtor

Operations

Schema

BaseOriginalTransactionData

amountsobject(TransactionAmounts)

creditorAccountobject(PaymentAccount)

Representation of an account for payment purposes. Note that at least one of identification or proxy is expected to be present.

creditorAgentobject(InstitutionIdentification)

debtorAccountobject(PaymentAccount)

Representation of an account for payment purposes. Note that at least one of identification or proxy is expected to be present.

debtorAgentobject(InstitutionIdentification)

paymentMethodstring(PaymentMethod)

CreditTransfer - Transfer of an amount of money in the books of the account servicer.
DirectDebit - Collection of an amount of money from the debtor's account by the creditor, the amount and date of collection may vary.

Enum"CreditTransfer""DirectDebit"

paymentTypeInformationobject(PaymentTypeInformation)

remittanceInformationobject(RemittanceInformation)

settlementDatestring(date)

Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due.

supplementaryDataobject(SupplementaryData)

A list of key-value pairs to support adding any supplementary/additional data to an Electrum Regulated Payments API message.

{
  "amounts": {
    "bankSettlementAmount": { … },
    "instructedAmount": { … }
  },
  "creditorAccount": {
    "currency": "string",
    "identification": { … },
    "name": "string",
    "proxy": { … },
    "type": { … }
  },
  "creditorAgent": {
    "additionalIdentifications": [ … ],
    "address": { … },
    "bicfi": "string",
    "branch": { … },
    "clearingSystemMemberId": { … },
    "companyRegistration": "string",
    "lei": "string",
    "memberId": "string",
    "name": "string"
  },
  "debtorAccount": {
    "currency": "string",
    "identification": { … },
    "name": "string",
    "proxy": { … },
    "type": { … }
  },
  "debtorAgent": {
    "additionalIdentifications": [ … ],
    "address": { … },
    "bicfi": "string",
    "branch": { … },
    "clearingSystemMemberId": { … },
    "companyRegistration": "string",
    "lei": "string",
    "memberId": "string",
    "name": "string"
  },
  "paymentMethod": "CreditTransfer",
  "paymentTypeInformation": {
    "categoryPurpose": { … },
    "localInstrument": { … },
    "serviceLevel": [ … ]
  },
  "remittanceInformation": {
    "structured": [ … ],
    "unstructured": [ … ]
  },
  "settlementDate": "2019-08-24",
  "supplementaryData": {
    "property1": "string",
    "property2": "string"
  }
}

OriginalTransactionData

Contains key elements related to the original transaction that is being referred to.

amountsobject(TransactionAmounts)

creditorAccountobject(PaymentAccount)

Representation of an account for payment purposes. Note that at least one of identification or proxy is expected to be present.

creditorAgentobject(InstitutionIdentification)

debtorAccountobject(PaymentAccount)

Representation of an account for payment purposes. Note that at least one of identification or proxy is expected to be present.

debtorAgentobject(InstitutionIdentification)

paymentMethodstring(PaymentMethod)

CreditTransfer - Transfer of an amount of money in the books of the account servicer.
DirectDebit - Collection of an amount of money from the debtor's account by the creditor, the amount and date of collection may vary.

Enum"CreditTransfer""DirectDebit"

paymentTypeInformationobject(PaymentTypeInformation)

remittanceInformationobject(RemittanceInformation)

settlementDatestring(date)

Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due.

supplementaryDataobject(SupplementaryData)

A list of key-value pairs to support adding any supplementary/additional data to an Electrum Regulated Payments API message.

creditorobject(Party)

This model is the basic representation of a Party. It is expanded on depending on whether the party is a person or an organisation.

debtorobject(Party)

This model is the basic representation of a Party. It is expanded on depending on whether the party is a person or an organisation.

{
  "amounts": {
    "bankSettlementAmount": { … },
    "instructedAmount": { … }
  },
  "creditorAccount": {
    "currency": "string",
    "identification": { … },
    "name": "string",
    "proxy": { … },
    "type": { … }
  },
  "creditorAgent": {
    "additionalIdentifications": [ … ],
    "address": { … },
    "bicfi": "string",
    "branch": { … },
    "clearingSystemMemberId": { … },
    "companyRegistration": "string",
    "lei": "string",
    "memberId": "string",
    "name": "string"
  },
  "debtorAccount": {
    "currency": "string",
    "identification": { … },
    "name": "string",
    "proxy": { … },
    "type": { … }
  },
  "debtorAgent": {
    "additionalIdentifications": [ … ],
    "address": { … },
    "bicfi": "string",
    "branch": { … },
    "clearingSystemMemberId": { … },
    "companyRegistration": "string",
    "lei": "string",
    "memberId": "string",
    "name": "string"
  },
  "paymentMethod": "CreditTransfer",
  "paymentTypeInformation": {
    "categoryPurpose": { … },
    "localInstrument": { … },
    "serviceLevel": [ … ]
  },
  "remittanceInformation": {
    "structured": [ … ],
    "unstructured": [ … ]
  },
  "settlementDate": "2019-08-24",
  "supplementaryData": {
    "property1": "string",
    "property2": "string"
  },
  "creditor": {
    "address": { … },
    "contactDetails": { … },
    "countryOfResidence": "string",
    "identification": { … },
    "knownAsName": "string",
    "legalName": "string"
  },
  "debtor": {
    "address": { … },
    "contactDetails": { … },
    "countryOfResidence": "string",
    "identification": { … },
    "knownAsName": "string",
    "legalName": "string"
  }
}

CbprPlusPaymentStatusReportPaymentScheme

schemastringrequired

{
  "schema": "string"
}

transactional

Operations

financial

Operations

identifier-determination

Operations

bulk

Operations

refund

Operations