The Electrum EPC API for calling Electrum is an asynchronous API that allows Corporate Clients to participate in various nationally regulated payment schemes This document describes the operations exposed by Electrum for partners to consume in order to initiate outbound or respond to inbound payments.
https://docs.electrumsoftware.com/_mock/openapi/epc-cicd/epc-elpapi-redoc/
https://example.com/path/payments/api/v1/
An identifier's namespace provides a context for the identifier to distinguish different identifiers which may have the same value but be intended to identify different accounts. For example, a bank may use the same MSISDN (identifier) with different namespaces to distinguish between a customer's cheque or savings accounts.
This may be used by the following schemes:
{ "namespace": "string", "schema": "CUSTOM", "value": "string" }
A code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority as described in ISO 9362 Banking - Banking telecommunication messages - Business identifier code (BIC)
{ "bicfi": "string", "memberId": "string", "namespaces": [ "string" ], "schema": "string" }
AIIN: Issuer Identification Number - identifies a card issuing institution in an international interchange environment. Issued by ABA (American Bankers Association).BBAN: Basic Bank Account Number - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.CUID: (United States) Clearing House Interbank Payments System (CHIPS) Universal Identification (UID) - identifies entities that own accounts at CHIPS participating financial institutions, through which CHIPS payments are effected. The CHIPS UID is assigned by the New York Clearing House.UPIC: Universal Payment Identification Code - identifier used by the New York Clearing House to mask confidential data, such as bank accounts and bank routing numbers. UPIC numbers remain with business customers, regardless of banking relationship changes.AIIN: Issuer Identification Number - identifies a card issuing institution in an international interchange environment. Issued by ABA (American Bankers Association).BBAN: Basic Bank Account Number - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.CUID: (United States) Clearing House Interbank Payments System (CHIPS) Universal Identification (UID) - identifies entities that own accounts at CHIPS participating financial institutions, through which CHIPS payments are effected. The CHIPS UID is assigned by the New York Clearing House.UPIC: Universal Payment Identification Code - identifier used by the New York Clearing House to mask confidential data, such as bank accounts and bank routing numbers. UPIC numbers remain with business customers, regardless of banking relationship changes."AIIN"