A model containing information required to initiate a credit disbursement
A valid, active currency code as defined in ISO 4217 indicating the currency of the amount.
The payment amount in the denomination of the indicated currency, in the format '
| Currency Code | Example | Valid | Notes |
|---|---|---|---|
| USD | 10.0 | ✓ | Represents 10 USD and no cents. |
| USD | 10.00 | ✓ | |
| USD | 10.001 | ✗ | US dollar does not support three decimal places. |
| JPY | 10.0 | ✓ | Represents 10 Japanese Yen. |
| JPY | 10.1 | ✗ | Japanese Yen does not support decimal places. |
This model is the basic representation of a Party. It is expanded on depending on whether the party is a person or an organisation.
A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).
The identification of a party, either a person or an organisation.
The name by which this party is commonly known in day to day use. For example, a shortening of their legal name or a nickname that they commonly use. This is "non-official". However, it is acceptable for this field to be set to the same as legalName.
Representation of an account for payment purposes. Note that at least one of identification or proxy is expected to be present.
Identification of the currency in which the account is held.
Name of the account, as assigned by the account servicing institution, in agreement with the account owner in order to provide an additional means of identification of the account.
A code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority as described in ISO 9362 Banking - Banking telecommunication messages - Business identifier code (BIC)
An organisation identified by a code allocated to a party as described in ISO 17442 Financial Services - Legal Entity Identifier (LEI).
Name by which an institution is known and which is usually used to identify that institution
A unique identifier assigned to a company or organisation by a duly appointed authority within a country.
Further information related to the processing of the payment instruction, provided by the initiating party, and intended for the creditor agent.
Designates which scheme a customer credit transfer is associated with and describes scheme-specific information for the credit transfer.
Information necessary for FI to FI customer credit transfers, specifically for CBPR+
DEBT(BorneByDebtor): All transaction charges are to be borne by the debtorCRED(BorneByCreditor): All transaction charges are to be borne by the creditorSHAR(Shared): In a credit transfer context, means that transaction charges on the sender side are to be borne by the debtor, transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, means that transaction charges on the sender side are to be borne by the creditor, transaction charges on the receiver side are to be borne by the debtor.SLEV(FollowingServiceLevel): Charges are to be applied following the rules agreed in the service level and/or scheme
Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
A list of key-value pairs to support adding any supplementary/additional data to an Electrum Regulated Payments API message.
Holds a series of identifiers to identify the transaction or an individual message that is part of a transaction.
Unique identification, as assigned by the initiating party, to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Note: this is distinct from the UETR.
Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the instruction. The instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction.
Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout the entire interbank chain. Usage: The transaction identification can be used for reconciliation, tracking or to link tasks relating to the transaction on the interbank level. Usage: The instructing agent has to make sure that the transaction identification is unique for a pre-agreed period.
{ "amounts": { "bankSettlementAmount": { … }, "instructedAmount": { … } }, "creditor": { "address": { … }, "contactDetails": { … }, "countryOfResidence": "string", "identification": { … }, "knownAsName": "string", "legalName": "string" }, "creditorAccount": { "currency": "string", "identification": { … }, "name": "string", "proxy": { … }, "type": { … } }, "creditorAgent": { "additionalIdentifications": [ … ], "address": { … }, "bicfi": "string", "branch": { … }, "clearingSystemMemberId": { … }, "companyRegistration": "string", "lei": "string", "memberId": "string", "name": "string" }, "instructionForCreditorAgent": [ { … } ], "paymentScheme": { "schema": "ZA_RTC", "schemeData": { … } }, "paymentTypeInformation": { "categoryPurpose": { … }, "localInstrument": { … }, "serviceLevel": [ … ] }, "purpose": { "schema": "string", "value": "BKDF" }, "remittanceInformation": { "structured": [ … ], "unstructured": [ … ] }, "supplementaryData": { "property1": "string", "property2": "string" }, "tax": { "totalAmount": { … } }, "transactionIdentifiers": { "endToEndIdentification": "string", "instructionIdentification": "string", "transactionIdentification": "string", "uetr": "string" } }