The Electrum EPC API for calling Electrum is an asynchronous API that allows Corporate Clients to participate in various nationally regulated payment schemes This document describes the operations exposed by Electrum for partners to consume in order to initiate outbound or respond to inbound payments.
https://docs.electrumsoftware.com/_mock/openapi/epc-cicd/epc-elpapi-redoc/
https://example.com/path/payments/api/v1/
Identifies whether the regulatory reporting information applies to the debit side, to the credit side or to both debit and credit sides of the transaction.
{ "applicability": "CREDIT", "authority": { "country": "string", "name": "string" }, "details": [ { … } ] }
Information necessary for FI to FI customer credit transfers, specifically for CBPR+
DEBT (BorneByDebtor): All transaction charges are to be borne by the debtorCRED (BorneByCreditor): All transaction charges are to be borne by the creditorSHAR (Shared): In a credit transfer context, means that transaction charges on the sender side are to be borne by the debtor, transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, means that transaction charges on the sender side are to be borne by the creditor, transaction charges on the receiver side are to be borne by the debtor.SLEV (FollowingServiceLevel): Charges are to be applied following the rules agreed in the service level and/or schemeFactor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
{ "chargeBearer": "DEBT", "charges": [ { … } ], "exchangeRate": 0.1, "regulatoryReporting": [ { … } ] }
Information necessary for FI to FI customer credit transfers, specifically for CBPR+
DEBT (BorneByDebtor): All transaction charges are to be borne by the debtorCRED (BorneByCreditor): All transaction charges are to be borne by the creditorSHAR (Shared): In a credit transfer context, means that transaction charges on the sender side are to be borne by the debtor, transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, means that transaction charges on the sender side are to be borne by the creditor, transaction charges on the receiver side are to be borne by the debtor.SLEV (FollowingServiceLevel): Charges are to be applied following the rules agreed in the service level and/or schemeFactor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
{ "schema": "string", "schemeData": { "chargeBearer": "DEBT", "charges": [ … ], "exchangeRate": 0.1, "regulatoryReporting": [ … ] } }