Electrum Regulated Payments Partner API (17.1.0)

The Electrum Regulated Payments API is an asynchronous API that allows partners to participate in various nationally regulated payment schemes.

As the Regulated Payments API is asynchronous, partners have a choice of how to integrate with Electrum:

  • Webhooks: Electrum will send events to the partner containing inbound payments to action, or responses to outbound payment requests. Webhooks are defined in the Electrum Regulated Payments Partner API.
  • Partner API: Electrum will call operations exposed by the partner containing inbound payments to action, or responses to outbound payment requests. The operations are defined in this document.

Receiving transactional events via webhooks or API are equivalent, except that it may be more familiar or convenient to implement one style or the other.

This document describes the operations a partner must implement for Electrum to consume in order to complete the integration with the Electrum Regulated Payments API.

Download OpenAPI description
elpapi-partner.json
elpapi-partner.yaml
Overview
URL

https://electrum.co.za

Electrum Support

support@electrum.co.za

Languages
Servers
Mock server

https://docs.electrumsoftware.com/_mock/openapi/elpapi/elpapi-partner/

Partner API sandbox

https://example.com/path/payments/partner-api/v1/

transactional

Operations that participate in transaction processing, which may or may not have financial impact.

Operations

financial

Operations that participate in transaction processing and have financial impact.

Operations

credit-transfer

Operations related to credit transfer transactions.

Operations

direct-debit

Operations related to direct debit transactions.

Operations

payment-return

Operations related to payment returns.

Operations

identifier-determination

Operations used to retrieve additional information related to an identifier

Operations

funds-management

Operations related to the management of funds, including reservations, postings, and voiding of reservations.

Operations

Schema

Charge

agentobject(InstitutionIdentification)required
agent.​additionalIdentificationsArray of objects(AccountIdentification)
agent.​addressobject(PostalAddress)
agent.​bicfistring^[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9...

A code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority as described in ISO 9362 Banking - Banking telecommunication messages - Business identifier code (BIC)

agent.​branchobject(BranchIdentification)
agent.​clearingSystemMemberIdobject(ClearingSystemMemberIdentification)
agent.​leistring[A-Z0-9]{18,18}[0-9]{2,2}

An organisation identified by a code allocated to a party as described in ISO 17442 Financial Services - Legal Entity Identifier (LEI).

agent.​namestring<= 140 characters

Name by which an institution is known and which is usually used to identify that institution

agent.​companyRegistrationstring<= 35 charactersDeprecated

A unique identifier assigned to a company or organisation by a duly appointed authority within a country.

agent.​memberIdstring<= 35 charactersDeprecated

Deprecated. Please use the preferred clearingSystemMemberId.memberId instead. Identification of a member of a clearing system.

amountobject(Amount)required
amount.​currencystring^[A-Z]{3}$required

A valid, active currency code as defined in ISO 4217 indicating the currency of the amount.

amount.​valuenumber(double)>= 0required

The payment amount in the denomination of the indicated currency, in the format '. with the number of minor units (fractional digits) compliant with the number of decimal places published in ISO 4217.

Currency CodeExampleValidNotes
USD10.0✓Represents 10 USD and no cents.
USD10.00✓
USD10.001✗US dollar does not support three decimal places.
JPY10.0✓Represents 10 Japanese Yen.
JPY10.1✗Japanese Yen does not support decimal places.
typeobject(ChargeType)
{
  "agent": {
    "additionalIdentifications": [ … ],
    "address": { … },
    "bicfi": "string",
    "branch": { … },
    "clearingSystemMemberId": { … },
    "companyRegistration": "string",
    "lei": "string",
    "memberId": "string",
    "name": "string"
  },
  "amount": {
    "currency": "string",
    "value": 0.1
  },
  "type": {
    "schema": "string",
    "value": "BRKF"
  }
}

RegulatoryAuthority

countrystring(CountryCode)[A-Z]{2,2}

A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

namestring<= 140 characters

The name of the entity requiring the regulatory reporting information

{
  "country": "string",
  "name": "string"
}

RegulatoryReportingDetail

additionalInformationArray of strings

Additional details that cater for specific domestic regulatory requirements

amountobject(Amount)
codestring<= 10 characters

Specifies the nature, purpose, and reason for the transaction to be reported for regulatory and statutory requirements in a coded form.

countrystring(CountryCode)[A-Z]{2,2}

A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

datestring(date)
typestring<= 35 characters

Specifies the type of the information supplied in the regulatory reporting detail

{
  "additionalInformation": [
    "string"
  ],
  "amount": {
    "currency": "string",
    "value": 0.1
  },
  "code": "string",
  "country": "string",
  "date": "2019-08-24",
  "type": "string"
}

operational

Operations

bulk

Operations

request-to-pay

Operations

refund

Operations

account-verification

Operations
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