Electrum Regulated Payments Partner API (17.1.0)

The Electrum Regulated Payments API is an asynchronous API that allows partners to participate in various nationally regulated payment schemes.

As the Regulated Payments API is asynchronous, partners have a choice of how to integrate with Electrum:

  • Webhooks: Electrum will send events to the partner containing inbound payments to action, or responses to outbound payment requests. Webhooks are defined in the Electrum Regulated Payments Partner API.
  • Partner API: Electrum will call operations exposed by the partner containing inbound payments to action, or responses to outbound payment requests. The operations are defined in this document.

Receiving transactional events via webhooks or API are equivalent, except that it may be more familiar or convenient to implement one style or the other.

This document describes the operations a partner must implement for Electrum to consume in order to complete the integration with the Electrum Regulated Payments API.

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Servers
Mock server

https://docs.electrumsoftware.com/_mock/openapi/elpapi/elpapi-partner/

Partner API sandbox

https://example.com/path/payments/partner-api/v1/

transactional

Operations that participate in transaction processing, which may or may not have financial impact.

Operations

financial

Operations that participate in transaction processing and have financial impact.

Operations

credit-transfer

Operations related to credit transfer transactions.

Operations

direct-debit

Operations related to direct debit transactions.

Operations

payment-return

Operations related to payment returns.

Operations

identifier-determination

Operations used to retrieve additional information related to an identifier

Operations

funds-management

Operations related to the management of funds, including reservations, postings, and voiding of reservations.

Operations

Schema

CountryCode

A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

string(CountryCode)[A-Z]{2,2}

A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

"string"

PostalAddress

addressLineArray of strings[ 0 .. 7 ] items
addressTypestring(AddressTypeCode)
  • ADDR: A postal address.
  • PBOX: A postal office (PO) box address.
  • HOME: A (residential) home address.
  • BIZZ: A business address.
  • MLTO: Address to which mail is sent.
  • DLVY: Address to which delivery is to take place
Enum"ADDR""PBOX""HOME""BIZZ""MLTO""DLVY"
buildingNamestring[ 1 .. 35 ] characters
buildingNumberstring[ 1 .. 16 ] characters
countrystring(CountryCode)[A-Z]{2,2}

A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

countrySubDivisionstring[ 1 .. 35 ] characters
departmentstring[ 1 .. 70 ] characters
districtNamestring[ 1 .. 35 ] characters
floorstring[ 1 .. 70 ] characters
postBoxstring[ 1 .. 16 ] characters
postCodestring[ 1 .. 16 ] characters
roomstring[ 1 .. 70 ] characters
streetNamestring[ 1 .. 70 ] characters
subDepartmentstring[ 1 .. 70 ] characters
townLocationNamestring[ 1 .. 35 ] characters
townNamestring[ 1 .. 35 ] characters
{ "addressLine": [ "string" ], "addressType": "ADDR", "buildingName": "string", "buildingNumber": "string", "country": "string", "countrySubDivision": "string", "department": "string", "districtName": "string", "floor": "string", "postBox": "string", "postCode": "string", "room": "string", "streetName": "string", "subDepartment": "string", "townLocationName": "string", "townName": "string" }

BranchIdentification

addressobject(PostalAddress)
identificationstringrequired

Unique and unambiguous identification of a branch of a financial institution.

namestring<= 140 characters

The name by which this branch is known and is usually used to identify the branch.

{ "address": { "addressLine": [], "addressType": "ADDR", "buildingName": "string", "buildingNumber": "string", "country": "string", "countrySubDivision": "string", "department": "string", "districtName": "string", "floor": "string", "postBox": "string", "postCode": "string", "room": "string", "streetName": "string", "subDepartment": "string", "townLocationName": "string", "townName": "string" }, "identification": "string", "name": "string" }

operational

Operations

bulk

Operations

request-to-pay

Operations

refund

Operations

account-verification

Operations