Electrum Regulated Payments Partner API (17.1.0)

The Electrum Regulated Payments API is an asynchronous API that allows partners to participate in various nationally regulated payment schemes.

As the Regulated Payments API is asynchronous, partners have a choice of how to integrate with Electrum:

  • Webhooks: Electrum will send events to the partner containing inbound payments to action, or responses to outbound payment requests. Webhooks are defined in the Electrum Regulated Payments Partner API.
  • Partner API: Electrum will call operations exposed by the partner containing inbound payments to action, or responses to outbound payment requests. The operations are defined in this document.

Receiving transactional events via webhooks or API are equivalent, except that it may be more familiar or convenient to implement one style or the other.

This document describes the operations a partner must implement for Electrum to consume in order to complete the integration with the Electrum Regulated Payments API.

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Servers
Mock server

https://docs.electrumsoftware.com/_mock/openapi/elpapi/elpapi-partner/

Partner API sandbox

https://example.com/path/payments/partner-api/v1/

transactional

Operations that participate in transaction processing, which may or may not have financial impact.

Operations

financial

Operations that participate in transaction processing and have financial impact.

Operations

credit-transfer

Operations related to credit transfer transactions.

Operations

direct-debit

Operations related to direct debit transactions.

Operations

payment-return

Operations related to payment returns.

Operations

identifier-determination

Operations used to retrieve additional information related to an identifier

Operations

funds-management

Operations related to the management of funds, including reservations, postings, and voiding of reservations.

Operations

Schema

OrganisationIdentifierBic

An organisation identified by a code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362: 2014 - Banking - Banking telecommunication messages - Business identifier code (BIC).

BICstring[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]...required
schemastringrequired

Indicates the identifier as a BIC organisation identifier, always BIC

{ "BIC": "string", "schema": "string" }

OrganisationIdentifierLei

An organisation identified by a code allocated to a party as described in ISO 17442 Financial Services - Legal Entity Identifier (LEI).

LEIstring[A-Z0-9]{18,18}[0-9]{2,2}required
schemastringrequired

Indicates the identifier as a LEI organisation identifier, always LEI

{ "LEI": "string", "schema": "string" }

OrganisationIdentificationCode

schemastringrequired

Identifies the value as being a pre-defined code. Always CODE.

valuestringrequired
  • BANK : BankPartyIdentification. Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.
  • CBID : CentralBankIdentificationNumber. A unique identification number assigned by a central bank to identify an organisation.
  • CHID : ClearingIdentificationNumber. A unique identification number assigned by a clearing house to identify an organisation
  • CINC : CertificateOfIncorporationNumber. A unique identification number assigned by a designated authority to a certificate of incorporation and used to identify an organisation.
  • COID : CountryIdentificationCode. Country authority given organisation identification (e.g., corporate registration number)
  • CUST : CustomerNumber. Number assigned by an issuer to identify a customer or number assigned by a party to identify a creditor or debtor relationship.
  • DUNS : DataUniversalNumberingSystem. A unique identification number provided by Dun & Bradstreet to identify an organisation.
  • EMPL : EmployerIdentificationNumber. Number assigned by a registration authority to an employer.
  • GS1G : GS1GLNIdentifier. Global Location Number. A non-significant reference number used to identify legal entities, functional entities, or physical entities according to GS1 numbering scheme rules.The number is used to retrieve detailed information that is linked to it.
  • SREN : SIREN. The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.
  • SRET : SIRET. The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity
  • TXID : TaxIdentificationNumber. Number assigned by a tax authority to identify an organisation.
  • BDID : BusinessDomainIdentifier. Identifier of the business domain in which the organisation is active.
  • BOID : BusinessOtherIdentification. Other identification of the organisation.
Enum"BANK""CBID""CHID""CINC""COID""CUST""DUNS""EMPL""GS1G""SREN"
{ "schema": "string", "value": "BANK" }

operational

Operations

bulk

Operations

request-to-pay

Operations

refund

Operations

account-verification

Operations