The Electrum EPC API for receiving Electrum calls is an asynchronous API that allows Corporate Clients to participate in various nationally regulated payment schemes. This document describes the operations a Corporate Client must implement for Electrum to consume in order to complete the integration with the Electrum Enterprise Payments Channel API.
A value used to trace an HTTP message within an Electrum Regulated Payments implementation. This field must be set as per the traceparent element defined in the W3C Trace Context Level 2 specification.
A value used to provide context to an HTTP message as it is traced within an Electrum Regulated Payments implementation. This field must be set as per the traceparent element defined in the W3C Trace Context Level 2 specification.
Holds a point-to-point unique message identification string as well as a message's creation date time.
The date and time at which the message was created, in senders local timezone or UTC. The date must be formatted as defined by date-time in RFC3339
A list of key-value pairs to support adding any supplementary/additional data to an Electrum Regulated Payments API message.
Holds a point-to-point unique message identification string as well as a message's creation date time.
The date and time at which the message was created, in senders local timezone or UTC. The date must be formatted as defined by date-time in RFC3339
Holds a series of identifiers to identify the transaction or an individual message that is part of a transaction.
Unique identification, as assigned by the initiating party, to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Note: this is distinct from the UETR.
Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout the entire interbank chain. Usage: The transaction identification can be used for reconciliation, tracking or to link tasks relating to the transaction on the interbank level. Usage: The instructing agent has to make sure that the transaction identification is unique for a pre- agreed period.
Contains key elements related to the original transaction that is being referred to.
Designates which scheme a payment status report is associated with and describes scheme-specific information for the payment status report.
APPROVED: The instruction has been approved.CANCELLED: The instruction has been cancelled.PENDING: The instruction is pending.REJECTED: The instruction has been rejected.curl -i -X POST \
https://docs.electrumsoftware.com/_mock/openapi/epc-partner/bpp-elpapi-partner/transactions/inbound/credit-transfer-completion \
-H 'Content-Type: application/json' \
-H 'traceparent: string' \
-H 'tracestate: string' \
-d '{
"schema": "PaymentStatusReport",
"messageIdentifiers": {
"messageIdentification": "9fd51c1234ba4819bbheyde296a68e1da",
"creationDateTime": "2022-05-04T03:22:11Z"
},
"originalMessageIdentifiers": {
"messageIdentification": "8fd51c7124ba4819b9253e296a68e1da",
"creationDateTime": "2022-05-04T03:02:01Z"
},
"paymentScheme": {
"schema": "ZA_RPP"
},
"transactionIdentifiers": {
"endToEndIdentification": "6249118655591098",
"transactionIdentification": "RRN000000001",
"uetr": "f27a34ad-c5ab-4b70-a3f9-946d743eaeaa"
},
"status": {
"outcome": "APPROVED",
"reasonInfo": [
{
"reason": {
"schema": "CODE",
"value": "ACSC"
},
"additionalInformation": "Settlement completed on debtor account"
}
]
},
"instructingAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"instructedAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"originalTransactionData": {
"creditor": {
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
},
"contactDetails": {
"phoneNumber": "+27-0214620000",
"mobileNumber": "+27-08230000000",
"emailAddress": "developer.dave@electrum.com"
},
"countryOfResidence": "ZA",
"identification": {
"schema": "PERSON",
"identifiers": [
{
"identification": "90001236549870",
"scheme": {
"schema": "CODE",
"value": "NIDN"
},
"issuer": "Dept of Home Affairs"
}
]
}
},
"creditorAccount": {
"identification": {
"schema": "GENERIC",
"scheme": {
"schema": "PROPRIETARY",
"value": "AProprietaryCode123"
},
"issuer": "Amazing Bank",
"value": "abcdef987654"
},
"proxy": {
"namespace": "NeoBank",
"schema": "MOBILE",
"value": "+27-0214620000"
},
"type": {
"schema": "CODE",
"value": "CACC"
}
},
"creditorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"amounts": {
"bankSettlementAmount": {
"value": 1,
"currency": "ZAR"
},
"instructedAmount": {
"value": 1,
"currency": "ZAR"
}
},
"remittanceInformation": {
"unstructured": [
"some",
"unstructured",
"information"
],
"structured": [
{
"referredDocuments": [
{
"type": {
"issuer": "AmazeBank123456",
"schema": "CODE",
"value": "CINV"
},
"documentIdentifier": "A0123456789"
}
],
"referredDocumentAmount": {
"duePayableAmount": {
"value": 1,
"currency": "ZAR"
},
"remittedAmount": {
"value": 1,
"currency": "ZAR"
}
},
"creditorReference": {
"type": {
"issuer": "AnotherAmazeBank1234",
"schema": "CODE",
"value": "RADM"
},
"reference": "ABC123XYZ999"
},
"additionalRemittanceInformation": [
"Some",
"Additional",
"Information"
]
}
]
},
"debtor": {
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
},
"contactDetails": {
"phoneNumber": "+27-0214620000",
"mobileNumber": "+27-08230000000",
"emailAddress": "developer.dave@electrum.com"
},
"countryOfResidence": "ZA",
"identification": {
"schema": "PERSON",
"identifiers": [
{
"identification": "90001236549870",
"scheme": {
"schema": "CODE",
"value": "NIDN"
},
"issuer": "Dept of Home Affairs"
}
]
}
},
"debtorAccount": {
"identification": {
"schema": "GENERIC",
"scheme": {
"schema": "PROPRIETARY",
"value": "AProprietaryCode123"
},
"issuer": "Amazing Bank",
"value": "abcdef987654"
},
"proxy": {
"namespace": "NeoBank",
"schema": "MOBILE",
"value": "+27-0214620000"
},
"type": {
"schema": "CODE",
"value": "CACC"
}
},
"debtorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
}
}
}'Accepted. RFC9110 - 202
No contentThis operation is asynchronous. It starts with the outboundCreditTransfer operation
Invoked when a response to an outbound credit transfer is available. The response will indicate the success or failure of the outbound credit transfer.
| Scheme | Applicable |
|---|---|
| ZA_EFT | ✓ |
| ZA_RPP | ✓ |
| ZA_RTC | ✓ |
A value used to trace an HTTP message within an Electrum Regulated Payments implementation. This field must be set as per the traceparent element defined in the W3C Trace Context Level 2 specification.
A value used to provide context to an HTTP message as it is traced within an Electrum Regulated Payments implementation. This field must be set as per the traceparent element defined in the W3C Trace Context Level 2 specification.
Holds a point-to-point unique message identification string as well as a message's creation date time.
The date and time at which the message was created, in senders local timezone or UTC. The date must be formatted as defined by date-time in RFC3339
A list of key-value pairs to support adding any supplementary/additional data to an Electrum Regulated Payments API message.
Holds a point-to-point unique message identification string as well as a message's creation date time.
The date and time at which the message was created, in senders local timezone or UTC. The date must be formatted as defined by date-time in RFC3339
Holds a series of identifiers to identify the transaction or an individual message that is part of a transaction.
Unique identification, as assigned by the initiating party, to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Note: this is distinct from the UETR.
Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout the entire interbank chain. Usage: The transaction identification can be used for reconciliation, tracking or to link tasks relating to the transaction on the interbank level. Usage: The instructing agent has to make sure that the transaction identification is unique for a pre- agreed period.
Contains key elements related to the original transaction that is being referred to.
Designates which scheme a payment status report is associated with and describes scheme-specific information for the payment status report.
APPROVED: The instruction has been approved.CANCELLED: The instruction has been cancelled.PENDING: The instruction is pending.REJECTED: The instruction has been rejected.curl -i -X POST \
https://docs.electrumsoftware.com/_mock/openapi/epc-partner/bpp-elpapi-partner/transactions/outbound/credit-transfer-response \
-H 'Content-Type: application/json' \
-H 'traceparent: string' \
-H 'tracestate: string' \
-d '{
"schema": "PaymentStatusReport",
"messageIdentifiers": {
"messageIdentification": "9fd51c1234ba4819bbheyde296a68e1da",
"creationDateTime": "2022-05-04T03:22:11Z"
},
"originalMessageIdentifiers": {
"messageIdentification": "8fd51c7124ba4819b9253e296a68e1da",
"creationDateTime": "2022-05-04T03:02:01Z"
},
"paymentScheme": {
"schema": "ZA_RTC",
"schemeData": {
"beneficiaryEchoData": "Ab1 xxxxxxxxxxxxxxxx",
"authorisationId": "Ab1 xx"
},
"originalSchemeData": {
"userReference": "Ab1 xxxxxxxxxxxxxxxx",
"originatorEchoData": "Ab1 xxxxxxxxxxxxxxxx",
"businessReference": "11Ab1xxxxx"
}
},
"transactionIdentifiers": {
"endToEndIdentification": "6249118655591098",
"transactionIdentification": "RRN000000001",
"uetr": "f27a34ad-c5ab-4b70-a3f9-946d743eaeaa"
},
"status": {
"outcome": "APPROVED",
"reasonInfo": [
{
"reason": {
"schema": "CODE",
"value": "ACSC"
},
"additionalInformation": "Settlement completed on debtor account"
}
]
},
"instructingAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"instructedAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"originalTransactionData": {
"creditor": {
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
},
"contactDetails": {
"phoneNumber": "+27-0214620000",
"mobileNumber": "+27-08230000000",
"emailAddress": "developer.dave@electrum.com"
},
"countryOfResidence": "ZA",
"identification": {
"schema": "PERSON",
"identifiers": [
{
"identification": "90001236549870",
"scheme": {
"schema": "CODE",
"value": "NIDN"
},
"issuer": "Dept of Home Affairs"
}
]
}
},
"creditorAccount": {
"identification": {
"schema": "GENERIC",
"scheme": {
"schema": "PROPRIETARY",
"value": "AProprietaryCode123"
},
"issuer": "Amazing Bank",
"value": "abcdef987654"
},
"type": {
"schema": "CODE",
"value": "CACC"
}
},
"creditorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"amounts": {
"bankSettlementAmount": {
"value": 1,
"currency": "ZAR"
},
"instructedAmount": {
"value": 1,
"currency": "ZAR"
}
},
"remittanceInformation": {
"unstructured": [
"some",
"unstructured",
"information"
],
"structured": [
{
"referredDocuments": [
{
"type": {
"issuer": "AmazeBank123456",
"schema": "CODE",
"value": "CINV"
},
"documentIdentifier": "A0123456789"
}
],
"referredDocumentAmount": {
"duePayableAmount": {
"value": 1,
"currency": "ZAR"
},
"remittedAmount": {
"value": 1,
"currency": "ZAR"
}
},
"creditorReference": {
"type": {
"issuer": "AnotherAmazeBank1234",
"schema": "CODE",
"value": "RADM"
},
"reference": "ABC123XYZ999"
},
"additionalRemittanceInformation": [
"Some",
"Additional",
"Information"
]
}
]
},
"debtor": {
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
},
"contactDetails": {
"phoneNumber": "+27-0214620000",
"mobileNumber": "+27-08230000000",
"emailAddress": "developer.dave@electrum.com"
},
"countryOfResidence": "ZA",
"identification": {
"schema": "PERSON",
"identifiers": [
{
"identification": "90001236549870",
"scheme": {
"schema": "CODE",
"value": "NIDN"
},
"issuer": "Dept of Home Affairs"
}
]
}
},
"debtorAccount": {
"identification": {
"schema": "GENERIC",
"scheme": {
"schema": "PROPRIETARY",
"value": "AProprietaryCode123"
},
"issuer": "Amazing Bank",
"value": "abcdef987654"
},
"type": {
"schema": "CODE",
"value": "CACC"
}
},
"debtorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
}
}
}'Accepted. RFC9110 - 202
No contentThis operation is asynchronous. It starts with the outboundBulkCreditTransfer operation
Invoked when a response to an outbound bulk credit transfer is available. The response will indicate the success or failure of the outbound bulk credit transfer.
| Scheme | Applicable |
|---|---|
| ZA_EFT | ✗ |
| ZA_RPP | ✓ |
| ZA_RTC | ✓ |
A value used to trace an HTTP message within an Electrum Regulated Payments implementation. This field must be set as per the traceparent element defined in the W3C Trace Context Level 2 specification.
A value used to provide context to an HTTP message as it is traced within an Electrum Regulated Payments implementation. This field must be set as per the traceparent element defined in the W3C Trace Context Level 2 specification.
Holds a point-to-point unique message identification string as well as a message's creation date time.
The date and time at which the message was created, in senders local timezone or UTC. The date must be formatted as defined by date-time in RFC3339
A list of key-value pairs to support adding any supplementary/additional data to an Electrum Regulated Payments API message.
Holds a point-to-point unique message identification string as well as a message's creation date time.
The date and time at which the message was created, in senders local timezone or UTC. The date must be formatted as defined by date-time in RFC3339
A code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority as described in ISO 9362 Banking - Banking telecommunication messages - Business identifier code (BIC)
A unique identifier assigned to a company or organisation by a duly appointed authority within a country.
An organisation identified by a code allocated to a party as described in ISO 17442 Financial Services - Legal Entity Identifier (LEI).
Number of individual credit transfer instructions within the bulk that should be initiated.
Universally unique identifier to provide an end-to-end reference to the bulk initiation. This identifier remains the same for all messages related to the bulk transaction. Note: this is distinct from the UETR's of the individual credit transfers.
RECEIVED: The bulk initiation has been received.PENDING: The bulk initiation is undergoing pre-checks.ACCEPTED: The bulk initiation has been accepted and individual transactions are being processed.COMPLETED: The bulk initiation processing is complete, with all individual payment status reports received.REJECTED: The bulk initiation has been rejected.List of payment status reports relating to each credit initiation instruction received and actioned
Identifies the scheme used for the payment
ZA_RTC: South African Realtime Clearing schemeZA_RPP: South African Realtime Payments Platform scheme.ZA_EFT: South African Electronic Funds Transfer scheme.A detailed breakdown of the number of transactions by their status. Each property corresponds to a status outcome and contains the transaction count for that status.
Count of transactions with the APPROVED status.
Count of transactions with the CANCELLED status.
Count of transactions with the PENDING status.
curl -i -X POST \
https://docs.electrumsoftware.com/_mock/openapi/epc-partner/bpp-elpapi-partner/transactions/outbound/bulk/credit-transfer-response \
-H 'Content-Type: application/json' \
-H 'traceparent: string' \
-H 'tracestate: string' \
-d '{
"schema": "PaymentInitiationStatusReport",
"paymentInformationId": "uniqueUUID",
"messageIdentifiers": {
"messageIdentification": "9fd51c1234ba4819bbheyde296a68e1da",
"creationDateTime": "2024-05-04T03:22:11Z"
},
"originalMessageIdentifiers": {
"messageIdentification": "8fd51c7124ba4819b9253e296a68e1da",
"creationDateTime": "2024-05-04T03:02:01Z"
},
"bulkPaymentSchemeName": "ZA_RPP",
"bulkStatus": {
"outcome": "COMPLETED",
"reasonInfo": [
{
"reason": {
"schema": "CODE",
"value": "ACSC"
},
"additionalInformation": "Settlement completed on debtor account"
}
]
},
"transactionStatistics": {
"numberOfApprovedTransactions": 2,
"numberOfPendingTransactions": 0,
"numberOfCancelledTransactions": 0,
"numberOfRejectedTransactions": 0
},
"numberOfTransactions": 2,
"controlSum": {
"amount": {
"value": 200,
"currency": "ZAR"
}
},
"debtorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"paymentInstructionStatusReports": [
{
"transactionIdentifiers": {
"endToEndIdentification": "6249118655591098",
"transactionIdentification": "RRN000000001",
"uetr": "f27a34ad-c5ab-4b70-a3f9-946d743eaeaa"
},
"paymentScheme": {
"schema": "ZA_RPP"
},
"status": {
"outcome": "APPROVED",
"reasonInfo": [
{
"reason": {
"schema": "CODE",
"value": "ACSC"
},
"additionalInformation": "Settlement completed on debtor account"
}
]
},
"originalTransactionData": {
"creditor": {
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
},
"contactDetails": {
"phoneNumber": "+27-0214620000",
"mobileNumber": "+27-08230000000",
"emailAddress": "developer.dave@electrum.com"
},
"countryOfResidence": "ZA",
"identification": {
"schema": "PERSON",
"identifiers": [
{
"identification": "90001236549870",
"scheme": {
"schema": "CODE",
"value": "NIDN"
},
"issuer": "Dept of Home Affairs"
}
]
}
},
"creditorAccount": {
"identification": {
"schema": "GENERIC",
"scheme": {
"schema": "PROPRIETARY",
"value": "AProprietaryCode123"
},
"issuer": "Amazing Bank",
"value": "abcdef987654"
},
"proxy": {
"namespace": "NeoBank",
"schema": "MOBILE",
"value": "+27-0214620000"
},
"type": {
"schema": "CODE",
"value": "CACC"
}
},
"creditorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"amounts": {
"bankSettlementAmount": {
"value": 100,
"currency": "ZAR"
},
"instructedAmount": {
"value": 100,
"currency": "ZAR"
}
},
"remittanceInformation": {
"unstructured": [
"some",
"unstructured",
"information"
],
"structured": [
{
"referredDocuments": [
{
"type": {
"issuer": "AmazeBank123456",
"schema": "CODE",
"value": "CINV"
},
"documentIdentifier": "A0123456789"
}
],
"referredDocumentAmount": {
"duePayableAmount": {
"value": 100,
"currency": "ZAR"
},
"remittedAmount": {
"value": 100,
"currency": "ZAR"
}
},
"creditorReference": {
"type": {
"issuer": "AnotherAmazeBank1234",
"schema": "CODE",
"value": "RADM"
},
"reference": "ABC123XYZ999"
},
"additionalRemittanceInformation": [
"Some",
"Additional",
"Information"
]
}
]
}
}
},
{
"transactionIdentifiers": {
"endToEndIdentification": "1234118655591098",
"transactionIdentification": "RRN000000002",
"uetr": "a65a34ad-c5ab-4b70-a3f9-946d743eaeaa"
},
"paymentScheme": {
"schema": "ZA_RPP"
},
"status": {
"outcome": "APPROVED",
"reasonInfo": [
{
"reason": {
"schema": "CODE",
"value": "ACSC"
},
"additionalInformation": "Settlement completed on debtor account"
}
]
},
"originalTransactionData": {
"creditor": {
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
},
"contactDetails": {
"phoneNumber": "+27-0214620000",
"mobileNumber": "+27-08230000000",
"emailAddress": "developer.dave@electrum.com"
},
"countryOfResidence": "ZA",
"identification": {
"schema": "PERSON",
"identifiers": [
{
"identification": "90001236549870",
"scheme": {
"schema": "CODE",
"value": "NIDN"
},
"issuer": "Dept of Home Affairs"
}
]
}
},
"creditorAccount": {
"identification": {
"schema": "GENERIC",
"scheme": {
"schema": "PROPRIETARY",
"value": "AProprietaryCode123"
},
"issuer": "Amazing Bank",
"value": "abcdef987654"
},
"proxy": {
"namespace": "NeoBank",
"schema": "MOBILE",
"value": "+27-0214620000"
},
"type": {
"schema": "CODE",
"value": "CACC"
}
},
"creditorAgent": {
"bicfi": "RY8PEG0L",
"memberId": "AmazingBankId",
"name": "Amazing Bank Inc",
"branch": {
"identification": "210514",
"name": "ABC Plettenberg Bay",
"address": {
"addressType": "ADDR",
"department": "Department of Mysteries",
"streetName": "Street of Mysteries",
"buildingNumber": "42",
"buildingName": "Mysterious Building",
"floor": "42",
"postBox": "1024",
"postCode": "4242",
"townName": "Mysty Town",
"townLocationName": "Mysty Location",
"districtName": "Mysty District",
"countrySubDivision": "Mysterious Cape",
"country": "ZA",
"addressLine": [
"16A",
"New market street",
"Foreshore",
"Cape Town",
"ZA",
"8001"
]
}
}
},
"amounts": {
"bankSettlementAmount": {
"value": 100,
"currency": "ZAR"
},
"instructedAmount": {
"value": 100,
"currency": "ZAR"
}
},
"remittanceInformation": {
"unstructured": [
"some",
"unstructured",
"information"
],
"structured": [
{
"referredDocuments": [
{
"type": {
"issuer": "AmazeBank123456",
"schema": "CODE",
"value": "CINV"
},
"documentIdentifier": "A0123456789"
}
],
"referredDocumentAmount": {
"duePayableAmount": {
"value": 100,
"currency": "ZAR"
},
"remittedAmount": {
"value": 100,
"currency": "ZAR"
}
},
"creditorReference": {
"type": {
"issuer": "AnotherAmazeBank1234",
"schema": "CODE",
"value": "RADM"
},
"reference": "ABC123XYZ999"
},
"additionalRemittanceInformation": [
"Some",
"Additional",
"Information"
]
}
]
}
}
}
]
}'Accepted. RFC9110 - 202
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