EPC API for receiving Electrum calls (18.1.0)

The Electrum EPC API for receiving Electrum calls is an asynchronous API that allows Corporate Clients to participate in various nationally regulated payment schemes. This document describes the operations a Corporate Client must implement for Electrum to consume in order to complete the integration with the Electrum Enterprise Payments Channel API.

Download OpenAPI description
epc-elpapi-partner-redoc.json
epc-elpapi-partner-redoc.yaml
Overview
URL

https://electrum.co.za

Electrum Support

support@electrum.co.za

Languages
Servers
Partner API sandbox

https://example.com/path/payments/partner-api/v1/

credit-transfer

Operations related to credit transfer transactions.

Operations

identifier-determination

Operations used to retrieve additional information related to an identifier

Operations

Schema

LocalInstrumentTypeCode

schemastringrequired

Identifies the value as being a pre-defined code. Always CODE.

valuestringrequired
  • 0000 - BusinessPayment
  • 0001 - ConvertedBankPayment
  • 0002 - StandingOrder
  • 0090 - MassPaymentBeneficiary
  • 0091 - MassPaymentOurs
  • 0092 - MassPaymentShared
  • 0220 - StandingAuthorisationGeneral
  • 0221 - OneOffAuthorisation
  • 0222 - StandingAuthorisationCompanies
  • 0223 - StandingAuthorisationLotteries
  • 0224 - OneOffAuthorisationCharities
  • 0225 - OneOffAuthorisationTuitionFees
  • 0226 - OneOffAuthorisationConstructionIndustry
  • 0227 - StandingAuthorisationCompaniesWithoutDebtorRevocationRight
  • 04 - PreauthorisedDirectDebitDE
  • 05 - NonPreauthorisedDirectDebitDE
  • 08 - PreauthorisedDirectDebitOrdinaireNormalClearing4Day
  • 19 - BusinessToCustomerDirectDebit
  • 58 - BusinessToBusinessDirectDebit
  • 60 - RecoveredBillofExchangeorPromissoryNote
  • 82 - NonPreauthorisedDirectDebitAT
  • 83 - PreauthorisedDirectDebitAT
  • 85 - PreauthorisedDirectDebitAccéléréAcceleratedClearing2DayOrdinaireNormalClearing4Day
  • 89 - PreauthorisedDirectDebitVérifiéVerifiedClearing
  • AC01 - IncorrectAccountNumber
  • ACCEPT - PaymentViaAcceptgiroOwnedByCurrence
  • ADD - AuthenticatedDirectDebit
  • ARC - AccountsReceivableCheck
  • ASTI - AncillarySystemTransferInitiation
  • B2B - SEPABusinessToBusinessDirectDebit
  • B2BAMIPM - SEPAB2BDirectDebitAMI
  • BACP - BackupPayment
  • BPA - BatchPaymentsAruba
  • BSE - PaperlessChequeCollection
  • BTR - BankTransfer
  • CARD - CardClearing
  • CCD - CashConcentrationOrDisbursementCorporateCounterparty
  • CCI - CashConcentrationIntragroup
  • CHN - TruncatedChecks
  • CIE - CustomerInitiatedEntry
  • CKS - CheckSameDaySettlementWire
  • CLSCCPERX - CLSClearedFXForEurex
  • CLSCCPLCH - CLSClearedFXForLCH
  • COR1 - SEPADirectDebit1DaySettlement
  • CORAMIPM - SEPACoreDirectDebitAMI
  • CORE - SEPADirectDebitCore
  • CPP - CashPerPost
  • CR1AMIPM - SEPACoreD1DirectDebitAMI
  • CRP - CreditTransferPreferred
  • CTP - CustomerTransferPlus
  • CTR - CustomerTransfer
  • CTX - CorporateTradeExchange
  • DDFA - DirectDebitFixedAmount
  • DDMC - DirectDebitConfirmedElectronicMandate
  • DDMP - DirectDebitPaperMandateWithPaperAuthorisation
  • DDMU - DirectDebitUnconfirmedElectronicMandate
  • DDNR - CoreNoRefund
  • DDT - DirectDebits
  • DEP - DepositToSendersAccount
  • DRB - BankToBankDrawdownRequestOrResponseNonvalue
  • DRC - CustomerOrCorporateDrawdownRequestOrResponseNonvalue
  • DRW - DrawdownResponseValueToHonorADrawdownRequest
  • FADAMIPM - SEPAFADirectDebitAMI
  • FFR - FedFundsReturned
  • FFS - FedFundsSold
  • GST - TruncatedCreditTransfers
  • IAT - InternationalACH
  • ICMC - IncidentManagementCorrection
  • IDEAL - PaymentsViaInternetOwnedByCurrence
  • IN - CrossBorderCustomerCreditTransfer
  • INST - InstantCreditTransfer
  • INSTIDEAL - PaymentsViaInternetOwnedByCurrenceUsingInstantCreditTransfer
  • INSTNT01 - InstantCreditTransferNotTimeCritical
  • INSTNT01IDEAL - PaymentsViaInternetOwnedByCurrenceUsingInstantCreditTransferNotTimeCritical
  • INSTTC01 - InstantCreditTransferTimeCritical
  • INSTTC01IDEAL - PaymentsViaInternetOwnedByCurrenceUsingInstantCreditTransferTimeCritical
  • IPA - InstantPaymentsAruba
  • ISE - ImageBasedChequeCollection
  • ITP - InstantCreditTransferPreferred
  • MANP - MandatedPayment
  • NLDO - DutchDomesticBulkPayment
  • NLGOV - DirectDebitInitiatedByTheGovernmentWithSpecialConditions
  • NLUP - DutchUrgentPayment
  • ONCL - Overnight
  • PERI - PaymentWithERI
  • POP - PointOfPurchase
  • POS - PointOfSale
  • PPD - PrearrangedPaymentOrDepositConsumerCounterparty
  • RCK - RepresentedCheckEntry
  • RDD - ReturnedDirectDebits
  • RIBA - NonPreauthorisedDirectDebitRIBA
  • RIDO - PreauthorisedRevocableDirectDebit
  • RIDV - PreauthorisedRevocableUrgentDirectDebit
  • RTR - ReturnedCreditTransfers
  • SBTI - SettlementBankTransferInitiation
  • SCN - RevokedTruncatedChecks
  • SDCL - SameDayClearedPayments
  • SDD - RevokedDirectDebits
  • SDN - PaymentsViaStandaardDigitaleNota
  • SGT - RevokedTruncatedCreditTransfers
  • SRD - RevokedReturnedDirectDebits
  • SRT - RevokedReturnedCreditTransfers
  • STR - RevokedCreditTransfers
  • SVC - NonValueServiceMessage
  • TEL - TelephoneInitiatedEntry
  • TRF - CreditTransfers
  • UDD - UnauthenticatedDirectDebit
  • WEB - InternetInitiatedEntry
Enum"0000""0001""0002"909192"0220""0221""0222""0223"
{
  "schema": "string",
  "value": "0000"
}

LocalInstrumentType

schemastringrequired

Identifies the value as being a pre-defined code. Always CODE.

Discriminator
valuestringrequired
  • 0000 - BusinessPayment
  • 0001 - ConvertedBankPayment
  • 0002 - StandingOrder
  • 0090 - MassPaymentBeneficiary
  • 0091 - MassPaymentOurs
  • 0092 - MassPaymentShared
  • 0220 - StandingAuthorisationGeneral
  • 0221 - OneOffAuthorisation
  • 0222 - StandingAuthorisationCompanies
  • 0223 - StandingAuthorisationLotteries
  • 0224 - OneOffAuthorisationCharities
  • 0225 - OneOffAuthorisationTuitionFees
  • 0226 - OneOffAuthorisationConstructionIndustry
  • 0227 - StandingAuthorisationCompaniesWithoutDebtorRevocationRight
  • 04 - PreauthorisedDirectDebitDE
  • 05 - NonPreauthorisedDirectDebitDE
  • 08 - PreauthorisedDirectDebitOrdinaireNormalClearing4Day
  • 19 - BusinessToCustomerDirectDebit
  • 58 - BusinessToBusinessDirectDebit
  • 60 - RecoveredBillofExchangeorPromissoryNote
  • 82 - NonPreauthorisedDirectDebitAT
  • 83 - PreauthorisedDirectDebitAT
  • 85 - PreauthorisedDirectDebitAccéléréAcceleratedClearing2DayOrdinaireNormalClearing4Day
  • 89 - PreauthorisedDirectDebitVérifiéVerifiedClearing
  • AC01 - IncorrectAccountNumber
  • ACCEPT - PaymentViaAcceptgiroOwnedByCurrence
  • ADD - AuthenticatedDirectDebit
  • ARC - AccountsReceivableCheck
  • ASTI - AncillarySystemTransferInitiation
  • B2B - SEPABusinessToBusinessDirectDebit
  • B2BAMIPM - SEPAB2BDirectDebitAMI
  • BACP - BackupPayment
  • BPA - BatchPaymentsAruba
  • BSE - PaperlessChequeCollection
  • BTR - BankTransfer
  • CARD - CardClearing
  • CCD - CashConcentrationOrDisbursementCorporateCounterparty
  • CCI - CashConcentrationIntragroup
  • CHN - TruncatedChecks
  • CIE - CustomerInitiatedEntry
  • CKS - CheckSameDaySettlementWire
  • CLSCCPERX - CLSClearedFXForEurex
  • CLSCCPLCH - CLSClearedFXForLCH
  • COR1 - SEPADirectDebit1DaySettlement
  • CORAMIPM - SEPACoreDirectDebitAMI
  • CORE - SEPADirectDebitCore
  • CPP - CashPerPost
  • CR1AMIPM - SEPACoreD1DirectDebitAMI
  • CRP - CreditTransferPreferred
  • CTP - CustomerTransferPlus
  • CTR - CustomerTransfer
  • CTX - CorporateTradeExchange
  • DDFA - DirectDebitFixedAmount
  • DDMC - DirectDebitConfirmedElectronicMandate
  • DDMP - DirectDebitPaperMandateWithPaperAuthorisation
  • DDMU - DirectDebitUnconfirmedElectronicMandate
  • DDNR - CoreNoRefund
  • DDT - DirectDebits
  • DEP - DepositToSendersAccount
  • DRB - BankToBankDrawdownRequestOrResponseNonvalue
  • DRC - CustomerOrCorporateDrawdownRequestOrResponseNonvalue
  • DRW - DrawdownResponseValueToHonorADrawdownRequest
  • FADAMIPM - SEPAFADirectDebitAMI
  • FFR - FedFundsReturned
  • FFS - FedFundsSold
  • GST - TruncatedCreditTransfers
  • IAT - InternationalACH
  • ICMC - IncidentManagementCorrection
  • IDEAL - PaymentsViaInternetOwnedByCurrence
  • IN - CrossBorderCustomerCreditTransfer
  • INST - InstantCreditTransfer
  • INSTIDEAL - PaymentsViaInternetOwnedByCurrenceUsingInstantCreditTransfer
  • INSTNT01 - InstantCreditTransferNotTimeCritical
  • INSTNT01IDEAL - PaymentsViaInternetOwnedByCurrenceUsingInstantCreditTransferNotTimeCritical
  • INSTTC01 - InstantCreditTransferTimeCritical
  • INSTTC01IDEAL - PaymentsViaInternetOwnedByCurrenceUsingInstantCreditTransferTimeCritical
  • IPA - InstantPaymentsAruba
  • ISE - ImageBasedChequeCollection
  • ITP - InstantCreditTransferPreferred
  • MANP - MandatedPayment
  • NLDO - DutchDomesticBulkPayment
  • NLGOV - DirectDebitInitiatedByTheGovernmentWithSpecialConditions
  • NLUP - DutchUrgentPayment
  • ONCL - Overnight
  • PERI - PaymentWithERI
  • POP - PointOfPurchase
  • POS - PointOfSale
  • PPD - PrearrangedPaymentOrDepositConsumerCounterparty
  • RCK - RepresentedCheckEntry
  • RDD - ReturnedDirectDebits
  • RIBA - NonPreauthorisedDirectDebitRIBA
  • RIDO - PreauthorisedRevocableDirectDebit
  • RIDV - PreauthorisedRevocableUrgentDirectDebit
  • RTR - ReturnedCreditTransfers
  • SBTI - SettlementBankTransferInitiation
  • SCN - RevokedTruncatedChecks
  • SDCL - SameDayClearedPayments
  • SDD - RevokedDirectDebits
  • SDN - PaymentsViaStandaardDigitaleNota
  • SGT - RevokedTruncatedCreditTransfers
  • SRD - RevokedReturnedDirectDebits
  • SRT - RevokedReturnedCreditTransfers
  • STR - RevokedCreditTransfers
  • SVC - NonValueServiceMessage
  • TEL - TelephoneInitiatedEntry
  • TRF - CreditTransfers
  • UDD - UnauthenticatedDirectDebit
  • WEB - InternetInitiatedEntry
Enum"0000""0001""0002"909192"0220""0221""0222""0223"
{
  "schema": "CODE",
  "value": "0000"
}

ExternalServiceLevel1Code

  • BKTR (BookTransaction): Payment through internal book transfer.
  • G001 (TrackedCustomerCreditTransfer): Tracked Customer Credit Transfer.
  • G002 (TrackedStopAndRecall): Tracked Stop and Recall
  • G003 (TrackedOutboundCorporateTransfer): Tracked Outbound Corporate Transfer.
  • G004 (TrackedFinancialInstitutionTransfer): Tracked Financial Institution Transfer.
  • NPCA (NordicPaymentsCouncilAreaTransfer): Payments must be executed following the NPC Area Payment scheme.
  • NUGP (NonurgentPriorityPayment): Payment must be executed as a non-urgent transaction with priority settlement.
  • NURG (NonurgentPayment): Payment must be executed as a non-urgent transaction, which is typically identified as an ACH or low value transaction.
  • PRPT (EBAPriorityService): Transaction must be processed according to the EBA Priority Service.
  • SDVA (SameDayValue): Payment must be executed with same day value to the creditor.
  • SEPA (SingleEuroPaymentsArea): Payment must be executed following the Single Euro Payments Area scheme.
  • SVDE (DomesticChequeClearingAndSettlement): Payment execution following the cheque agreement and traveller cheque agreement of the German Banking Industry Committee (Die Deutsche Kreditwirtschaft - DK) and Deutsche Bundesbank – Scheck Verrechnung Deutschland.
  • URGP (UrgentPayment): Payment must be executed as an urgent transaction cleared through a real-time gross settlement system, which is typically identified as a wire or high value transaction.
  • URNS (UrgentPaymentNetSettlement): Payment must be executed as an urgent transaction cleared through a real-time net settlement system, which is typically identified as a wire or high value transaction.
  • INST (InstantCreditTransferOrInstantDirectDebit): Used for payment initiation to identify that a Payment or Direct Debit initiation must be executed as an instant or real-time payment instrument.
  • SRTP (ServiceRequestToPay): Request to Pay (RTP) transaction refers to an RTP scheme (such as for example the SEPA Request to Pay (SRTP) scheme).
  • SVAT (ScheckVerarbeitungAustria): Scheck Verarbeitung Austria (Cheque Processing).
  • G006 (TrackedCaseManagement): Specifies the service conditions applicable to a tracked exceptions and investigations case.
  • G007 (TrackedInboundCustomerCreditTransfer): Specifies the service level for a tracked inbound customer credit transfer.
  • G005 (TrackedInstantCustomerCreditTransfer): Tracked Instant Customer Credit Transfer.
  • G009 (TrackedLowValueCrossBorderCustomerCreditTransfer): Specifies the service level for a tracked low-value cross-border customer credit transfer.
  • WFSM (WaitForSettlement): Transaction is to be treated as an advice and only applied to the account of the creditor or next agent after settlement of the cover has been confirmed.
  • EOLO (EuroOneLegOut): Payment is executed following a Euro One-Leg Out Scheme.
  • SPLI (SplitPayment): A split payment is a payment that is split into several payments of lower value, namely with the purpose to comply with maximum amount thresholds applicable to some domestic Payment Market Infrastructures or to reduce counterparty liquidity risk.
string(ExternalServiceLevel1Code)
  • BKTR (BookTransaction): Payment through internal book transfer.
  • G001 (TrackedCustomerCreditTransfer): Tracked Customer Credit Transfer.
  • G002 (TrackedStopAndRecall): Tracked Stop and Recall
  • G003 (TrackedOutboundCorporateTransfer): Tracked Outbound Corporate Transfer.
  • G004 (TrackedFinancialInstitutionTransfer): Tracked Financial Institution Transfer.
  • NPCA (NordicPaymentsCouncilAreaTransfer): Payments must be executed following the NPC Area Payment scheme.
  • NUGP (NonurgentPriorityPayment): Payment must be executed as a non-urgent transaction with priority settlement.
  • NURG (NonurgentPayment): Payment must be executed as a non-urgent transaction, which is typically identified as an ACH or low value transaction.
  • PRPT (EBAPriorityService): Transaction must be processed according to the EBA Priority Service.
  • SDVA (SameDayValue): Payment must be executed with same day value to the creditor.
  • SEPA (SingleEuroPaymentsArea): Payment must be executed following the Single Euro Payments Area scheme.
  • SVDE (DomesticChequeClearingAndSettlement): Payment execution following the cheque agreement and traveller cheque agreement of the German Banking Industry Committee (Die Deutsche Kreditwirtschaft - DK) and Deutsche Bundesbank – Scheck Verrechnung Deutschland.
  • URGP (UrgentPayment): Payment must be executed as an urgent transaction cleared through a real-time gross settlement system, which is typically identified as a wire or high value transaction.
  • URNS (UrgentPaymentNetSettlement): Payment must be executed as an urgent transaction cleared through a real-time net settlement system, which is typically identified as a wire or high value transaction.
  • INST (InstantCreditTransferOrInstantDirectDebit): Used for payment initiation to identify that a Payment or Direct Debit initiation must be executed as an instant or real-time payment instrument.
  • SRTP (ServiceRequestToPay): Request to Pay (RTP) transaction refers to an RTP scheme (such as for example the SEPA Request to Pay (SRTP) scheme).
  • SVAT (ScheckVerarbeitungAustria): Scheck Verarbeitung Austria (Cheque Processing).
  • G006 (TrackedCaseManagement): Specifies the service conditions applicable to a tracked exceptions and investigations case.
  • G007 (TrackedInboundCustomerCreditTransfer): Specifies the service level for a tracked inbound customer credit transfer.
  • G005 (TrackedInstantCustomerCreditTransfer): Tracked Instant Customer Credit Transfer.
  • G009 (TrackedLowValueCrossBorderCustomerCreditTransfer): Specifies the service level for a tracked low-value cross-border customer credit transfer.
  • WFSM (WaitForSettlement): Transaction is to be treated as an advice and only applied to the account of the creditor or next agent after settlement of the cover has been confirmed.
  • EOLO (EuroOneLegOut): Payment is executed following a Euro One-Leg Out Scheme.
  • SPLI (SplitPayment): A split payment is a payment that is split into several payments of lower value, namely with the purpose to comply with maximum amount thresholds applicable to some domestic Payment Market Infrastructures or to reduce counterparty liquidity risk.
Enum"BKTR""G001""G002""G003""G004""NPCA""NUGP""NURG""PRPT""SDVA"
"BKTR"

transactional

Operations

request-to-pay

Operations

financial

Operations

bulk

Operations

refund

Operations
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