Electrum Regulated Payments Events API (17.1.0)

The Electrum Regulated Payments Events API is a synchronous API that describes the events emitted by the Electrum Regulated Payments platform during the course of transaction processing.

This document describes the single endpoint that you will need to implement in order to receive event notifications posted by Electrum.

As transactions are processed by Electrum, events are emitted to provide information about the status of the transactions and the operations preformed on them. These events do not affect processing, but provide information that can be used for operational support and monitoring purposes.

All events are posted to the same single URL. Event are differentiated by a unique descriptor contained in the name field of the message body. This descriptor serves to allow the receiver to determine whether the particular event is of interest.

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Overview
Languages
Servers
Mock server

https://docs.electrumsoftware.com/_mock/openapi/elpapi/elpapi-events/

Payments API sandbox

https://example.com/path/payments/events-api/v1/

state

Transactions transition through different states. As each state is entered, an event is emitted. This event provides information about the state entered by the transaction. Included in this information is the message payload of the operation that triggered the state transition in the Electrum Regulated Payments. Note: The message payload attached to an event might be an internally-triggered message and not the message sent to or received from the Electrum Regulated Payments API.

Operations

Schema

BankingIdentifier

issuerstring<= 35 characters

The entity that assigns the identification

schemastringrequired

Identifies this account identifier as generic, always GENERIC

Discriminator
schemeobject(GenericAccountIdentificationScheme)

Identifies the scheme that defines the identification of a generic account.

valuestring[ 1 .. 40 ] charactersrequired
{ "issuer": "string", "schema": "GENERIC", "scheme": { "schema": "string", "value": "AIIN" }, "value": "string" }

PaymentAccount

Representation of an account for payment purposes. Note that at least one of identification or proxy is expected to be present.

currencystring^[A-Z]{3}$

Identification of the currency in which the account is held.

identificationobject(BankingIdentifier)
namestring<= 70 characters

Name of the account, as assigned by the account servicing institution, in agreement with the account owner in order to provide an additional means of identification of the account.

proxyobject(NonBankingIdentifier)
typeobject(AccountType)
{ "currency": "string", "identification": { "schema": "string", "value": "string" }, "name": "string", "proxy": { "namespace": "string", "schema": "string" }, "type": { "schema": "string", "value": "CACC" } }

SchemeVerificationData

This object contains fields specific to the scheme being interacted with and determined by the chosen schema. Typically these are fields that are not standard within ISO20022 ACMT.023

schemastringrequired
Discriminator
checkCreditsAllowedboolean

Sets whether or not the response should indicate if credits are allowed on the account.

checkDebitsAllowedboolean

Sets whether or not the response should indicate if debits are allowed on the account.

checkOlderThanThreeMonthsboolean

Sets whether or not the response should indicate whether the account is older than 3 months.

initialsstring<= 70 characters

Initials of the individual account owner that is to be verified.

lastNamestring<= 70 characters

Family name of the individual account owner that is to be verified.

{ "schema": "ZA_AVS", "checkCreditsAllowed": true, "checkDebitsAllowed": true, "checkOlderThanThreeMonths": true, "initials": "string", "lastName": "string" }