Electrum Regulated Payments Events API (17.1.0)

The Electrum Regulated Payments Events API is a synchronous API that describes the events emitted by the Electrum Regulated Payments platform during the course of transaction processing.

This document describes the single endpoint that you will need to implement in order to receive event notifications posted by Electrum.

As transactions are processed by Electrum, events are emitted to provide information about the status of the transactions and the operations preformed on them. These events do not affect processing, but provide information that can be used for operational support and monitoring purposes.

All events are posted to the same single URL. Event are differentiated by a unique descriptor contained in the name field of the message body. This descriptor serves to allow the receiver to determine whether the particular event is of interest.

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Overview
Languages
Servers
Mock server

https://docs.electrumsoftware.com/_mock/openapi/elpapi/elpapi-events/

Payments API sandbox

https://example.com/path/payments/events-api/v1/

state

Transactions transition through different states. As each state is entered, an event is emitted. This event provides information about the state entered by the transaction. Included in this information is the message payload of the operation that triggered the state transition in the Electrum Regulated Payments. Note: The message payload attached to an event might be an internally-triggered message and not the message sent to or received from the Electrum Regulated Payments API.

Operations

Schema

Account

An account within the Electrum Account mirror. Note that the primaryIdentification is permanent and immutable.

accountNamestring<= 40 characters
additionalIdentificationsArray of objects(AccountIdentification)
currencystring(CurrencyCode)^[A-Z]{3}$

A valid, active currency code as defined in ISO 4217 indicating the currency of the amount.

openingDatestring(date-time)

Date and time at which the account was established.

primaryIdentificationobject(AccountIdentification)required

Holds details pertaining to an identifier of an account or store of value.

primaryIdentification.​accountKnownAsstring<= 40 characters

A name or label of the account.

primaryIdentification.​identifierobject(AccountIdentifier)required
primaryIdentification.​identifier.​namespacestring[ 1 .. 40 ] characters

An identifier's namespace provides a context for the identifier to distinguish different identifiers which may have the same value but be intended to identify different accounts. For example, a bank may use the same MSISDN (identifier) with different namespaces to distinguish between a customer's cheque or savings accounts.

This may be used by the following schemes:

  • ZA_RPP
primaryIdentification.​identifier.​schemastringrequired

Indicates the schema of the identifier, e.g. MOBILE, CUSTOM.

Discriminator
primaryIdentification.​identifier.​valuestring[ 1 .. 2048 ] charactersrequired
primaryIdentification.​registeredSchemesArray of strings(PaymentSchemeName)

The list of schemes with which the identifier is registered.

Items Enum"ZA_RTC""ZA_RPP""ZA_EFT""CBPR_PLUS"
restrictionsArray of objects(Restriction)
statusstring(AccountStatusCode)

A set of codes that describe the status of an account

Enum"ENABLED""DISABLED""DELETED"
typeobject(AccountType)
{ "accountName": "string", "additionalIdentifications": [ {} ], "currency": "string", "openingDate": "2019-08-24T14:15:22Z", "primaryIdentification": { "accountKnownAs": "string", "identifier": {}, "registeredSchemes": [] }, "restrictions": [ {} ], "status": "ENABLED", "type": { "schema": "string", "value": "CACC" } }

AccountOwner

Contains information detailing the owner of an account, which can be either a person or organisation.

recordIdentifierstring[ 1 .. 50 ] charactersrequired

A unique identifier used to identify this Account Owner record. This is distinct from the identification of the Account Owner, which may or may not be unique within this system, but which is typically used for identification outside of the system, such as passport numbers or national identification numbers. This identifier is used exclusively to identify the owner within this system.

schemastringrequired

Defines the type of owner.

Enum"ORGANISATION""INDIVIDUAL"
Discriminator
addressobject(PostalAddress)
contactDetailsobject(ContactDetails)
countryOfResidencestring(CountryCode)[A-Z]{2,2}

A code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code).

identifiersArray of objects(PersonIdentifier)
nameobject(PersonName)

Name of the person.

{ "recordIdentifier": "string", "schema": "INDIVIDUAL", "address": { "addressLine": [], "addressType": "ADDR", "buildingName": "string", "buildingNumber": "string", "country": "string", "countrySubDivision": "string", "department": "string", "districtName": "string", "floor": "string", "postBox": "string", "postCode": "string", "room": "string", "streetName": "string", "subDepartment": "string", "townLocationName": "string", "townName": "string" }, "contactDetails": { "emailAddress": "user@example.com", "mobileNumber": "string", "phoneNumber": "string" }, "countryOfResidence": "string", "identifiers": [ {} ], "name": { "additionalNames": "string", "firstName": "string", "initials": "string", "knownAs": "string", "lastName": "string", "title": "string" } }

AddressTypeCode

  • ADDR: A postal address.
  • PBOX: A postal office (PO) box address.
  • HOME: A (residential) home address.
  • BIZZ: A business address.
  • MLTO: Address to which mail is sent.
  • DLVY: Address to which delivery is to take place
string(AddressTypeCode)
  • ADDR: A postal address.
  • PBOX: A postal office (PO) box address.
  • HOME: A (residential) home address.
  • BIZZ: A business address.
  • MLTO: Address to which mail is sent.
  • DLVY: Address to which delivery is to take place
Enum"ADDR""PBOX""HOME""BIZZ""MLTO""DLVY"
"ADDR"